Security & Trust

Institutional-Grade Protection for Your Wealth

MoniCard combines regulatory rigour with world-class cryptographic defence because your trust is our most valuable asset.

PCI DSS Certified 256-Bit SSL Encrypted BEAC Aligned
MoniCard Institutional Security Architecture

Engineered to Meet Global Financial & Cryptographic Standards

ISO 27001 Certified
PCI-DSS Level 1
SOC 2 Type II
GDPR Compliant
NBB Regulated
eIDAS Certified
Security Architecture

Multi-Layer Defence by Design

Every layer is hardened independently — no single point of failure can ever compromise your security.

AES-256 / TLS 1.3

Military-Grade Encryption

AES-256 at rest, TLS 1.3 in transit. Every byte of your financial data — account details, transaction history, personal records — is shielded by the same cryptographic standards used by central banks.

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Military Grade Encryption Data Safeguard
Zero Unencrypted Data Residuals
ACTIVE
Our Commitment

Six Pillars of Unbreakable Trust

We don't just protect your money — we protect your trust.

Continuous Monitoring

AI-driven threat detection running 365 days a year, neutralising risks in real time across every transaction.

PILLAR 01 · 24/7 ACTIVE

EU & Belgian Compliance

Full adherence to GDPR, PCI-DSS, SOC 2, and National Bank of Belgium financial regulation.

PILLAR 02 · REGULATED

Expert Security Team

World-class specialists anticipate and eliminate vulnerabilities before they can affect your account.

PILLAR 03 · SPECIALISTS

EU Data Sovereignty

All data is processed and stored within European borders — never outsourced, never compromised.

PILLAR 04 · SOVEREIGN

AI Fraud Detection

Machine-learning models trained on billions of transactions to detect and block fraud instantly.

PILLAR 05 · MACHINE LEARNING

Zero-Trust Architecture

Every access request is verified continuously — nothing is assumed safe inside or outside the network.

PILLAR 06 · HARDENED
Security is Shared

Empowering You to Stay One Step Ahead

We build the fortress — you hold the keys. These best practices keep your Qantrans account impenetrable.

Full Security Guide

Enable Hardware Keys

Connect a YubiKey or FIDO2 device for phishing-proof, unbreakable authentication.

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Review Session Activity

Audit active sessions from your dashboard and revoke anything unfamiliar instantly.

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Use Passphrase Vaulting

Our vault encrypts recovery phrases locally — they never touch our servers.

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Secure by Default

Ready to Bank with Confidence?

Join over 10,000 businesses who trust Monicard to move and protect their capital.

Regulated · EU-hosted data · GDPR compliant