Add money securely using Bank, Mobile Money, Card, or Crypto.
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Use Bank Transfer, Mobile Money, Debit/Credit Cards, or Crypto — all fully encrypted and verified.
Send directly from your local bank account for instant wallet crediting.
Supports instant mobile money deposits across West & Central Africa.
Top up using global Visa or Mastercard debit and credit cards.
Fund your fiat wallet easily using major stablecoins and cryptocurrencies.
Select your preferred funding option from Bank, Mobile Money, Card, or Crypto.
Specify the desired funding amount and review transparent fees upfront.
Approve the transaction and receive funds directly in your wallet balance.
Everything you need to know about funding your MoniCard wallet — payment methods, limits, fees, and settlement times.
The minimum funding amount is 1,000 XAF for Mobile Money and 5,000 XAF for Bank Transfers. For Card deposits, the minimum is $5 or €5 equivalent.
Mobile Money and Debit/Credit Card top-ups are processed instantly. Crypto deposits typically settle in 5–15 minutes, while domestic bank transfers may take up to 24 hours depending on bank clearing times.
A small transparent 0.5% service fee applies to wallet deposits. All applicable fees and live exchange rates are explicitly displayed before you confirm any payment.
